商務英語金融英語

常用金融英語詞彙

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下面是本站小編整理的常用金融英語詞彙, 希望對大家有幫助。

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A

安全網 safety net

按可比口徑 on comparable basis

按輕重緩急 to prioritize

暗補 implicit subsidy

暗虧 hidden loss

B

頒發營業執照 to license;to grant a licence to

辦理存款業務 to take deposits

保護農民的生產積極性 to protect farmers'incentive to produce

備付金(超額準備金) excess reserves

本外幣並賬 consolidation of domestic and foreign currencyaccounts

本外幣對衝操作 sterilization operation

本位利益 localized interest;departmentalism

奔小康 to strive to prosper;to strive to become well-to-do

避稅(請見“逃稅”) tax avoidance

幣種搭配不當 currency mismatch

幣種構成 currency composition

變相社會集資 disguised irregular(or illegal) fund raising

表外科目(業務) off-balance-sheet items(operation)

薄弱環節 weaknesses;loopholes

不變成本 fixed cost

不變價 at constant price;in real terms

不動產 real estate

不良貸款(資產) problem loans;non-performing loans(assets)

C

財務公司 finance companies

財政赤字 fiscal deficit

財政擠銀行 fiscal pressure on the central bank(over monetary policy)

財政政策與貨幣政策的配合 coordination of fiscal and monetary policies

採取循序漸進的方法 in a phased and sequenced manner

操作彈性 operational flexibility

操縱匯率 to manipulate exchange rate

產品構成 product composition;product mix

產品積壓 stock pile;excessive inventory

產銷率 current period inventory;(即期庫存,不含前期庫存)sales/output ratio

產銷銜接 marketability

產業政策 industrial policy

長期國債 treasury bonds

敞口頭寸 open position

炒股 to speculate in the stock market

承購包銷 underwrite(securities)

成套機電產品 complete sets of equipment;complete plant(s)

城市信用社 urban credit cooperatives(UCCs)

城市合作銀行 urban cooperative banks;municipal united banks

城市商業銀行 municipal commercial banks

城鄉居民收入增長超過物價漲幅 real growth in household income

持續升溫 persistent overheating

重複布點 duplicate projects

重置成本 replacement cost

重組計劃 restructuring plan

籌資渠道 funding sources;financing channels

初見成效 initial success

出口統一管理、歸口經營 canalization of exports

出口退稅 export tax rebate

儲蓄存款 household deposits(不完全等同於西方的savings deposits,前者包括活期存款,後者不包括。)

儲蓄分流 diversion of household deposits

儲源萎縮 decline in the availability of household savings

傳導機制 transmission mechanism

從價稅 ad valorem tax

從緊控制 tight control

存貸款比例 loan/deposit ratio

存款保險體系 deposit insurance system

存款貨幣銀行 deposit money banks

存款準備金 required reserves

D

打白條 issue IOU

大額存單 certificate of deposit(CD)

大額提現 withdraw deposits in large amounts

大面積滑坡 wide-spread decline

大一統的銀行體制 (all-in-one)mono-bank system

呆賬(請見“壞賬”) bad loans

呆賬準備金 loan loss reserves(provisions)

呆滯貸款 idle loans

貸款沉澱 non-performing loans

貸款分類 loan classification

貸款限額管理 credit control;to impose credit ceiling

貸款約束機制 credit disciplinary(constraint)mechanism

代理國庫 to act as fiscal agent

代理金融機構貸款 make loans on behalf of other institutions

戴帽貸款 ear-marked loans

倒逼機制 reversed transmission of the pressure for easing monetary condition

道德風險 moral hazard

地區差別 regional disparity

第一產業 the primary industry

第二產業 the secondary industry

第三產業 the service industry;the tertiary industry

遞延資產 deferrable assets

訂貨不足 insufficient orders

定期存款 time deposits

定向募集 raising funds from targeted sources

東道國(請見“母國”) host country

獨立覈算 independent accounting

短期國債 treasury bills

對衝操作 sterilization operation;hedging

對非金融部門債權 claims on non-financial sector

多種所有制形式 diversified ownership

E

惡性通貨膨脹 hyperinflation

二級市場 secondary market

F

發行貨幣 to issue currency

發行總股本 total stock issue

法定準備金 required reserves;reserve requirement

法人股 institutional shares

法人股東 institutional shareholders

法治 rule of law

房地產投資 real estate investment

放鬆銀根 to ease monetary policy

非現場稽覈 off-site surveillance(or monitoring)

非銀行金融機構 non-bank financial institutions

非贏利性機構 non-profit organizations

分稅制 assignment of central and local taxes;tax assignment system

分業經營 segregation of financial business(services);division of business scope based on the type of financial institutions

風險暴露(風險敞口) risk exposure

風險管理 risk management

風險意識 risk awareness

風險資本比例 risk-weighted capital ratios

風險資本標準 risk-based capital standard

服務事業收入 public service charges;user's charges

扶貧 poverty alleviation

負增長 negative growth

複式預算制 double-entry budgeting;capital and current budgetary account

G

改革試點 reform experimentation

槓桿率 leverage ratio

槓桿收購 leveraged buyout

高息集資 to raise funds by offering high interest

個人股 non-institutional shares

根本扭轉 fundamental turnaround(or reversal)

公開市場操作 open market operations

公款私存 deposit public funds in personal accounts

公用事業 public utilities

公有經濟 the state-owned sector;the public sector

公有制 public ownership

工業成本利潤率 profit-to-cost ratio

工業增加值 industrial value added

供大於求 supply exceeding demand;excessive supply

鼓勵措施 incentives

股份合作企業 joint-equity cooperative enterprises

股份制企業 joint-equity enterprises

股份制銀行 joint-equity banks

固定資產貸款 fixed asset loans

關稅減免 tariff reduction and exemption

關稅減讓 tariff concessions

關稅優惠 tariff incentives;preferential tariff treatment

規範行爲 to regularize(or standardize)…behavior

規模效益 economies of scale

國計民生 national interest and people's livelihood

國家對個人其他支出 other government outlays to individuals

國家風險 country risk

國際分工 international division of labor

國際收支 balance of payments

國有獨資商業銀行 wholly state-owned commercial banks

國有經濟(部門) the state-owned(or public)sector

國有企業 state-owned enterprises(SOEs)

國有制 state-ownership

國有資產流失 erosion of state assets

國債回購 government securities repurchase

國債一級自營商 primary underwriters of government securities

過度競爭 excessive competition

過度膨脹 excessive expansion

過熱跡象 signs of overheating

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