情景會話:關於房屋貸款的英語話術
下面是本站小編整理的關於房屋貸款的英語話術, 希望對大家有幫助。
![情景會話:關於房屋貸款的英語話術 情景會話:關於房屋貸款的英語話術](https://i1.jjyyf.com/d3108b9b45af8c/9648cb/d3119c8e48/9648cbce1ff7c7.jpg)
Al and Virginia Baxter are talking to their banker ,Tony Flora ,about a housing loan.
艾爾和弗吉尼亞·巴克斯特正和他們的銀行家託尼·費洛拉洽談有關房屋貸款之事。
Al:We'd like to get some information about mortgage loans,a.
艾爾:我們希望得到一些有關抵押貸款方面的知識,弗洛拉先生。
We found a house that we'd like to buy.
我們找到了一所我們想買的房子。
Flora:Well,er,we generally lend 80% of the bank's appraised value on 30-,35-or 40-year mortgages if the house is less than 10 years old .
弗洛拉:好的,巴克斯特先生。如果房屋從建成至今尚未超過10年,我們一般借給買房者的數額是銀行對房屋估價的80%,而貸款期爲30、35或40年。
Baxter:Oh ,it's almost a brand-new house .I think it was built two years ago .
巴克斯特:哦, 這幾乎是一所全新的房子,我認爲是兩年前修建的。
A:Yes,it's a real good deal price is just right .
艾爾:是的,這真是的樁合適的買賣,價錢也很合理。
F:Bank appraisals are usually slightly lower than the actual market prices,er,
弗洛拉,銀行的估價總是低於實際市場價格的,巴克斯特先生。
so you'll have to figure on at least at a 25%-28% down payment .
因此,您必須計劃支付至少25%—28%的定金。
A:Yes,we planned on that 've accumulated enough in our savings for a 30% down payment.
艾爾:是啊,這點我們已經估計到了,在我們的積蓄中攢的錢已足夠支付30%的定金。
B:What's the interest rate on mortgage loans?
巴克斯特:抵押貸款的利息率是多少?
F:It fluctuates a little depending on the various factors in the loan ,but around 8.75% for longtime clients.
弗洛拉:根據各種不同情況的貸款,利息率稍有差別,但是,對於銀行的老主顧一般是8。75%左右。
A:Well,we've been banking here since we got married 8 years ago ,a ,so I guess we qualify.
艾爾:那麼我們從結婚到現在8年來一直與這裏的銀行往來,弗洛拉先生。因此,我想我們是合乎條件的。
F:Yes,you certainly do ,'s fill out this application ,so we can get started on the paperwork .
弗洛拉:是的,你們當然是符合條件的,巴克斯特先生。讓我們先來填寫這張申請表,然後就可以開始着手票據事宜,
It takes some time to complete a mortgage loan transaction.
要完成抵押貸款的交易是得花點時間。
B:We will need title insurance and fire insurance ,too,won't we ?
巴克斯特:我們還需要產權保險和火災保險,對嗎?
F:Yes,you 's our mortgage loan booklet which explains all the things which will be necessary .
弗洛拉:是的,這裏有一本有關我們抵押貸款的小冊子,這個小冊子說明了必須要辦的一切手續。