波蘭銀行推出"移動"ATM機

In an age of contactless cards and paying with your smartphone, the idea of getting cash out of an ATM machine may seem a little dated.

在這個非接觸式智能卡和智能手機付款盛行的時代，去ATM機取錢顯得有點過時。

But now a bank in Poland is trying to bring the cash machine into the 21st century by creating an app which lets you order one of the devices straight to your door.

然而，波蘭一家銀行正力爭讓ATM機融入21世紀。他們推出了一款應用程序，你可以直接預約一臺ATM機開到家門口。

Customers choose a location and a time they want to use the ATM, and an electric-powered BMW pulls up with one of the machines fitted into a hole where one of the rear windows usually goes.

顧客只需選擇想要使用ATM機的時間和地點。隨後，一輛後窗玻璃位置裝有取款機的電動寶馬車便會停在你預約的地點。

The Idea Bank, which is running the fleet of cars, says the service is currently limited to business customers who want to deposit large amounts of money at the end of a working day.

這支ATM機車隊由Idea銀行運營。他們表示，這種服務目前僅限於想在當天營業結束後把大筆現金存入賬戶的商業客戶。

Rather than walking with the cash to a machine, often at night, customers will now be able to make a deposit from outside their home or office.

如此，這些客戶就可以在家或辦公室門口存錢，而無需在晚上帶着現金去找ATM機。

Dominik Fajbusiewicz, a board member of Idea Bank, said: 'Entrepreneurs who personally deliver their income to the bank or a stationary CDM waste both their time and money.

Idea銀行董事會成員多米尼克•法步茲維克茲說：“企業家親自把錢存到銀行或固定的自動存款機，是在浪費他們的時間和金錢。

'Our service aims at lifting that weight off their shoulders.'

“我們的服務志在減輕他們的負擔。”

The bank said a survey of its members found that up to 80 per cent of them made bank deposits at the end of the day, many of them after dark.

該銀行稱，他們的調查發現，高達80%的商業客戶會在下班後存錢，而且大多是在天黑以後。

On average, including walking times, these deposits took a little over an hour, so in order to make life simpler for them, the bank developed its new service.

一般而言，包括走路時間在內，整個存款過程需花費一個小時多一點的時間。因此，爲了讓商業客戶的生活更加便利，銀行需要開發新的服務。

While the fleet of cars is currently only available in Warsaw, the company is taking suggestions for the next city they should offer it in.

雖然這支車隊目前只在首都華沙服務，但銀行正在考慮把這一模式引入下一個城市。