餘額寶規模已達到驚人的1.43萬億元

Yu'E Bao, one of China's most popular internet-based funds, had amassed 1.43 trillion yuan in assets under management by the end of June, which has already exceeded the size of individual deposits at some of China's largest banks.

截至6月底，我國最受歡迎的互聯網基金之一的餘額寶，其管理下的資產累計達1.43萬億元，規模已超過部分國內最大銀行的個人存款規模。

According to data from Tianhong Asset Management, which runs Yu'E Bao, the assets under management of Yu'E Bao surged some 80% in the past six months from around 800 billion yuan by the end of December 2016.

運營餘額寶的天弘基金管理有限公司的數據顯示，過去6個月內，餘額寶管理下的資產比去年12月底的約0.8萬億元激增了約80%。

The quarter-on-quarter growth of Yu'E Bao's assets under management is about 30%.

餘額寶管理下的資產的季度增長率達30%左右。

Analysts said that the phenomenon reflects how rising numbers of new investment tools are attracting individual investors and capital from conventional channels, such as banks.

分析人士稱，這一現象反映出越來越多的新型投資工具正如何從銀行等傳統投資渠道吸引走個人投資者和資金。

The assets under Yu'E Bao's management have already exceeded the combined size of time deposits and demand deposits of individuals at China Merchants Bank (1.3 trillion yuan) and the size of demand deposits of individuals at Industrial and Commercial Bank of China (1.09 trillion yuan).

餘額寶管理下的資產規模已經超過招商銀行的個人活期和定期存款總額(1.3萬億元)和工商銀行個人活期存款餘額(1.09萬億元)。

If the internet-based fund maintains quarterly growth of 30%, its assets under management are expected to exceed the size of individual demand deposits at the Bank of China, which posted 1.63 trillion yuan in individual demand deposits at the end of 2016.

如果保持30%的季度增長率，餘額寶管理下的資產規模有望超過中國銀行的個人活期存款餘額。中行2016年底的個人活期存款餘額爲1.63萬億元。