女性互聯網理財報告:85後成主力軍

With wealth management services getting extensive attention of Chinese families in recent years, demand for such services is rising among women, said Beijing Morning Post Tuesday.

據北京晨報週二報道，近年來，財富管理成爲中國家庭普遍關注的問題，女性理財需求也呈現增長態勢。

A report released by , an online wealth management website, showed that 45 percent of female investors were born after 1985, a 7.6 percent growth year-on-year.

在線理財網站有利網發佈的一份報告顯示，1985年後出生的投資人在女性理財羣體中的人數佔比達到45%，同比增長7.6%。

Younger female investors focus more on the mobility of financing products while older females prefer long-term products with a stable return as they usually take care of the wealth management of their families.

年輕女性投資者更關注理財產品的流動性，而年紀較大的女性則更傾向於長期穩定的產品，因爲她們通常負責管理家庭的財富。

Even though younger female investors dominate the Internet financing world with their sheer numbers, women who were born in the 1960s rule the list with hard cash. Female investors who were born in the 1960s number just 16 percent, but invest on average 129,000 yuan, which is nine times more than the post-90s group and three times more than the post-85 group. The amount is also 25,000 yuan higher than the average invested by men of the same age group.

儘管年輕的女性投資人以數量稱霸互聯網理財領域，但60後女性纔是互聯網理財中的真"土豪"。60後女性在投資人中的佔比只有14%，但人均投資額達12.9萬元，這一數字是90後人均投資額的9倍，85後人均投資額的3倍多。此外，這一數字比同齡男性投資人的平均水平也要高出2.5萬元。

As smart devices gain strong momentum in recent years, it is common for people to invest through apps. According to statistics, the number of investors using apps is six times more than those who invest through PCs, more than half of whom are females.

隨着近年來智能設備勢頭強勁，通過手機APP進行投資已經是大勢所趨。根據數據統計，使用app進行投資的人數已經是PC端的6倍，其中超過一般是女性。

The top cities which see most female investors are Beijing, Shanghai, Shenzhen and Guangzhou, with the average investment made by females in Beijing at 10,5000 yuan, according to the report.

根據報告顯示，在女性投資人最多的20個城市中，北京、上海、深圳、廣州四地排在前四位。其中北京市女性的平均投資額度爲10.5萬元。