大學生英語辯論賽話題集錦(MP3+中英字幕) 第43場:超前消費是否可取
For:
正方辯詞：
"Buy now，pay later" represents an advanced lifestyle.
"消費在前，還款在後"是一種先進的生活方式。Nowadays, because of the credit card, "buy now, pay later" has become a reality, and it is very popular among the young generation. In my opinion, it stands for a progress of our attitudes towards money and it is an advanced lifestyle. Different from our parents, we pay more attention to the quality of life. For us, money is just a tool to pursue a better life. Therefore, when and how we spend money is not important.
如今，信用卡的出現使"消費在前，還款在後"的理念變成了現實。這種消費方式在年輕人中越來越受歡迎。在我看來，這種消費方式表明了人們在對待金錢的態度有所進步，同時代表了一種先進的生活方式。與我們的父輩不同，我們年輕人更看重生活的質量。對於我們而言，金錢只是用來追求美好生活的工具。因此，什麼時候花錢以及怎麼花並不重要。
Against:
反方辯詞：
"Buy now, pay now" is a rational consumption behavior.
"量入爲出"是一種理性的消費行爲。Although the credit card provides us with more freedom in our consumption. In my opinion, "buy now, pay now" is more rational than "buy now, pay later". First of all, people tend to feel greater pain when they hand cash over than when they use credit cards. Therefore, we are more cautious about our buying behavior with the cash. Secondly, excessive consumption will increase our financial pressure; and a bad credit record will bring us a lot of trouble.
雖然信用卡給我們的消費帶來了更大的自由，但我認爲"量人爲出"的消費方式要更爲理性。首先，與使用信用卡相比，使用現金交易更能讓我們感到心疼。因此，我們在購物時會更加謹慎;其次，超前消費會增加我們以後的經濟壓力。同時，由過度消費造成的不良信用記錄也會給我們今後的生活帶來很多麻煩。
