商務英語銀行英語

關於信用卡諮詢的英語情景口語

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有很多時候我們在銀行要用到英語的時候說不出口?下面小編今天就給大家整理關於銀行的英語情景口語,有時間可以多多看看哦

ing-bottom: 100%;">關於信用卡諮詢的英語情景口語

英語口語

A: Welcome to Lincoln Bank. What can we do for you?

歡迎光臨Lincoln銀行。我們能爲您做些什麼嗎?

B: Morning. I'm a new user of your credit card and I was wondering if I'm taking full advantage of it.

早上好。我是你們信用卡的新用戶,我想知道我是否充分地利用了這張卡。

A: Well, there certainly are many benefits that go along with our credit card.

嗯,我們的信用卡確實具有許多優惠。

B: Yes, of course. It's so much easier than cash,to be honest; nowadays I hardly ever use cash. I just put it on the card and pay off the balance every month.

是的,當然啦。老實說,它比現金好使多了,現在我甚至很少使用現金。我只是把錢存到這張卡里,並且每月支付收支差額。

A: You know it is not necessary to pay the balance in full every month.

您知道,您不需要每個月都全額支付收支差額吧。

B: Really?

是嗎?

A: Yes,you will see on your monthly bill and statement the amount in full but also the minimum payment.

是的,在您的月度對賬單上,您既能看到支付金額的總數也能看到最低還款額。

B: So, if for some reason I was having a bad month and spent a little too much I could just pay the minimum?

所以,假如因爲某些原因,我在某個月境況比較糟糕,而且又花得有點兒過頭了的話,我可以只支付最小還款額,是吧?

A: Yes. As long as you keep making regular monthly payments, paying the minimum is just fine. Of course,your credit limit will be lowered accordingly.

是的。只要您持續地定期支付月度還款,支付最低付款額是可以的。當然啦,您的信用額度將相應地減少。

B: How so?

究竟是怎樣的呢?

A: For example, if your credit limit is 5,000 RMB and you owe 1,000 RMB, your available credit will be 4,000 RMB. So, your credit limit drops.

比如,如果您的信用額度是5000元,但您欠1000元,那麼您將只有4000元可供使用。因此,您的信用額度下降了。

B: Oh, I see. Well,I don't plan on only paying the minimum,but it's good to know that I can if I had to. Thanks for that.

噢,我明白了。嗯,我不打算只付最低還款額,但是,能知道在萬不得已的情況下我可以這麼做,也挺好啊。謝謝你。

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