錢是靠省出來的：九大省錢妙招教你這樣過日子
All of us have heard or come across a Mr Joe who won a lottery or made an inheritance that made him insanely rich overnight. But then he lost everything in the due course of time and turned into a pauper again. But we don’t want that to happen to us, do we? The trick of being wealthy is not only to get rich but to hold on to your riches as well and that is something that everyone is not capable of. Thankfully, we are there to help. All you need is some money saving ideas that are listed here.
我們都聽說或者遇到過一個贏得了彩票或者繼承了遺產而一夜暴富的“喬先生”。但後來他又失去了一切變成了一個乞丐。然而，我們並不想這些發生在我們身上，是不是？變富有的訣竅並不只是發財，而且要學會去保持你的財富，然而這並不是所有人都能夠做到的。好在我們可以給你提供幫助，你需要的只是下面列出的省錢計劃：
1. Don’t rush into buying anything
不要急於購物
You might have woken up one fine morning from a dream with a deadly desire to buy a Porsche, but wait before you head off to the dealer. Always wait for at least a fortnight before making an investment and think on whether you really need it or not. Besides, it will also enable you to make an informed decision about the brand and dealer, in case you decide to go ahead and buy it.
你可能在某個晴朗的早晨從睡夢中醒來，很想買一輛保時捷，但是當你前去購買前請等一等。在做一項投資前等待兩週，考慮一下你是否確實需要它。此外，如果你仍決定要買它，這還可以讓對品牌和經銷商做出一個知情決策。
2. Stick to the shopping list
遵照購物清單
Buying things on impulse should be avoided. Hold on tightly to your shopping list and don’t make any unwanted deviations from it. If an Armani suit or a diamond necklace catches your eye, just look away.
要避免衝動購物。要嚴格遵照購物清單，不能買清單外的東西。如果一套阿瑪尼或者一條鑽石項鍊吸引了你的眼球，只要把臉扭過去就好。
3. Hold a get-together at home
在家舉辦聚會
You can have the same fun at home with your friends at much less cost than heading out to a posh restaurant. Avoid eating out unnecessarily and prefer celebrating at home.
在家裏和朋友聚會，可以讓你比在時髦的餐廳花費更少，還能享受到同樣的樂趣。避免不必要的外出就餐，儘量選擇在家裏慶祝。
4. Prefer public transportation
選擇公共交通工具
Public transport is not only cheaper but sometimes it gets you faster to your destination as well. Besides,you’d also be saving the planet for future generations by saving on fuel!
公共交通工具不僅便宜，而且有時能夠讓你更快捷的達到目的地。同樣你也是在爲後代拯救地球的燃料資源。5. Avoid luxury
避免享受
Do your own work instead of getting someone else to do it for you. Prepare a cup of coffee rather than heading to Starbucks. These will do wonders to your savings.
自己做工作，而不是讓別人來幫你。比起去星巴克，最好還是自己做一杯咖啡。這些對留住你的儲蓄會有幫助。
6. Buy in bulk
批量購買
Whenever possible, prefer to buy in bulk. You can’t imagine how much you can save this way. Non-perishable goods can be bought at wholesale rate and and safely stashed away in the store-room for future use.
如果可以的話，東西可以批量購買，你無法想象用這種方法你可以節約多少。不易腐的貨物可以按照批發價購買，然後放在儲藏間，以後仍然可以使用。
7. Pay bills on time
按時付賬單
How many times have you had to fork out late fees when you forgot to pay your electricity bills or were too busy to pay your phone bills? These unnecessary expenditures can be safely avoided by being a little more cautious.
有多少次你不得不爲了那些忘記付的電費或者電話費繳納滯納金？這些不必要的開支稍微謹慎一些就能避免。
8. Prefer borrowing to buying and old to new
借用或者買二手商品
We don’t expect you to go borrow your neighbor’s juicer, but you are definitely encouraged to at leastborrow books from the library or your friends. When you can’t help buying, buy used books rather than brand new ones.
我們並不是讓你借你鄰居的榨汁機，但是你至少可以在圖書館或者朋友那裏借書看。如果你必須要買，最好是買二手書而不是新書。
9. Avoid brands
避免過於關注品牌
More often than not, the regular shampoo has the same ingredients and is as good as, if not better than,the branded ones. The same goes with clothes and other stuff. Don’t be brand obsessed. Buy branded things only when you are sure that they are superior and to and have more utility than the goods on the shelf.
通常，普通的洗髮水即使不比品牌的好，成分也是差不多的。衣服和其他東西也是一樣的，不要着迷於品牌。只有當你確定品牌的東西更加卓越和實用時再去購買它。
