有關銀行業務的英語口語
英語口語就是講我們生活的英語口語，小編下面就給大家分享英語口語，要學習英語的話可以參考一下
銷戶
The City Bank. May I help you, sir?
都市銀行。先生，我可以幫你嗎?
Yes, I'd like to close my account.
是的，我想銷戶。
May I have your name, please?
請問你的名字是什麼?
Adam Smith.
亞當史密斯。
Alright, what's your address?
好的，你的地址是哪裏?
56 Edison Ave, Apartment 39, Los Angeles.
洛杉磯愛迪生大街56號39號公寓。
When would you like your account closed?
你想什麼時候銷戶呢?
Next Friday.
下個星期五。
Okay. Where would you like to have your last bill sent to you?
行。最後一筆錢你想寄到哪裏去?
14 May flower Ave, Los Angeles.
洛杉磯May flower Ave14號。
Alright, We'll take care of that.
好的，我們會處理的。
貸款
W:Hello! How can I help you, sir?
你好!有什麼可以幫你嗎，先生?
M:I want to take out a loan for school. What kind of interest rate do you offer?
我想辦理助學貸款。你們的利率是多少?
W:Do you qualify for any of the Federal loan programs?
你具備聯邦政府的貸款資格嗎?
M:Yes, but I need to borrow some more money.
是的，但是我要借多一些錢。
W:Well. In that case we can offer you a private educational loan.
好的。這樣的話，我們可以爲你提供私人教育貸款。
M:What's the interest rate?
利率是多少?
W:It's 7.2%, fixed-rate loan.
7.2%的固定利息貸款。
M:How do I go about taking it out?
我獲得這種貸款要怎麼做?
W:Just fill out this application. We can let you know right away if you qualify.
填這張表格就好了。如果你符合資格，我們可以馬上通知你。
M:All right, thank you!
好的，謝謝你!
申請信用卡
I'd like to apply for a credit card. Can you help me with my application?
我想申請一張信用卡。你可以幫我申請嗎?
I'd be glad to.
我很樂意幫你。
I'm afraid that I don't have a credit history. I just came to this country.
我沒有信用卡的使用歷史。我纔剛來這個國家。
Do you have an account with this bank?
你有這個銀行的賬號嗎?
I'm afraid not.
恐怕沒有。
In that case I highly recommend you apply for a savings and checking account also. That would help with your credit card application.
這樣的話，我極力推薦你申請一個即儲蓄存款和支票存款於一身的賬戶。這對你的信用卡申請有幫助。
What is the interest rate on your card?
你們信用卡的利率是多少?
The annual charge rate is 9.5%.
每年的收費標準時9.5%。
That's very expensive!
真是貴啊!
Not really. The credit card is a revolving account. You only pay interest on what you owe.
不完全是。這種信用卡是一個循環賬戶。你只需付你賺的錢的利息就行了。
How does the bank bill its customers for credit card charges?
銀行如何把信用卡費用賬單交給客戶?
You will receive a monthly statement with each expenditure itemized.
你每個月將會收到一份結算單，上面列出了每項費用。
Does the card provide any other benefits?
這種卡有什麼福利嗎?
You can also get a cash advance up to 1,000 dollars on this card.
使用這種卡你可以預支高達1000美元的現金。
